My mum had a very strict approach to money. When I was younger, I assumed that everyone shared her thoughts on the subject. Realizing this is not to be the case, my views have changed dramatically and it’s been something of a shock. Many people lack respect for money and what it represents in today’sRead more
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What is your most important goal in life? What is that one thing which drives you to put in your best? For me, it’s my 6-year-old daughter. Her well-being, overall development, education, extra-curricular activities, etc. is of utmost importance! Thus, my sole motivation to work is to provide a better future for her and IRead more
One of the biggest problems with most people who are not able to invest is… No Money! Today we will talk about how you can build your INR 20 crore investment portfolio even when you no money to invest right now! A friend of mine, fresh out of college and recently into a job, is findingRead more
Whenever you buy an asset and sell it at a profit after some years at a higher price, you are required to pay capital gains tax on such profits. However, when the value of your investment goes up in the future, inflation too needs to be taken into consideration for the increase in price. Inflation,Read more
ULIPs have undergone a complete transformation in the last 10 years and strict regulations and the high degree of competition have made it an extremely cost-effective, investor-friendly investment. However, even with a complete makeover, investors still are sceptical about ULIPs especially if they have previously lost money through their ULIP investment. ULIP today, in reality,Read more
The mutual fund industry in India has grown leaps and bounds in the last few years and each year the assets under management are increasing at a phenomenal pace. The growth in the mutual fund industry is essentially from retail investors and a significant portion of household savings is now being invested through mutual funds.Read more
Most Indian investors tend to invest in financial products blindly and more often than not tend to make wrong investment choices. One of the most common mistakes with regards to investments is suffering significant losses because of the inability to assess the risks involved. Many times it is not that the investment product is wrongRead more
I have been hearing for a while about the correlation between Financial Planning and Lord Ganesha but hardly ever had time to delve deeper into the concept. It is just today while surfing through all the “Happy Ganesh Chaturthi” messages, it struck me: What are we actually wishing for on Ganesh Chaturthi? Is it onlyRead more
All you need to know about Financial planning Financial Planning sounds like a very difficult concept, but trust me, it a very easy concept. And more often than not, most of the aspects are already in your subconscious mind. Financial Planning is the process of documentation of ALL your possible Financial Requirements in a planned andRead more
Quote: Focus on all four factors of your Net-worth simultaneously to grow it! Increase Earnings, Increase Savings, Focus on the Higher rate of Return and Reduce your Cost of Living by simplifying your Lifestyle What is Net-Worth? Net Worth is nothing but Assets – Liabilities. However, not everyone is completely aware of his own netRead more